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5820 Arboretum Street

St Cloud, FL 34771
  • $515,000
  • STATUS: Active
  • ON SITE: 7 Days
  • MLS #: O6412182
UPDATED: 70 min ago
$515,000
  • 5
    BEDS
  • 0.14
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 2,601
    SQFT
  • $198
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2024
County:

School Ratings & Info

Description

OWNER FINANCING AVAILABLE!!!!!! ---- One or more photo(s) has been virtually staged. Welcome to 5820 Arboretum St in St. Cloud, FL, featuring the desirable Hayden floor plan, a spacious all-concrete-block single-family home designed with comfort, functionality, and modern living in mind. This beautiful home offers 5 bedrooms and 3 bathrooms with an open-concept layout that maximizes living space. The kitchen overlooks the dining area and great room, creating an ideal setting for entertaining, and features a large island with bar seating, stone countertops, stainless steel appliances, and ample cabinet space. Sliding glass doors and generous windows bring in natural light and provide access to the covered lanai, perfect for enjoying Florida indoor-outdoor living. The first floor includes a flexible bonus room that can be used as a home office, den, playroom, or additional living area, along with a guest bedroom and full bathroom. Upstairs, the spacious primary suite offers a private en-suite bathroom and walk-in closet, while three additional bedrooms surround a versatile loft area, full bathroom, and conveniently located laundry room. The Hayden floor plan also includes smart home technology, allowing you to control key home features from your smart device whether you are home or away. Located in a growing St. Cloud community near Narcoossee Road, Lake Nona, Orlando International Airport, major highways, shopping, dining, and Central Florida attractions, this home offers excellent convenience and lifestyle value. Seller is offering Owner Financing, creating a unique opportunity for buyers seeking flexible financing options. Buyer and buyer’s agent should verify all information, including room sizes, square footage, HOA dues, taxes, zoning, school assignments, community information, financing terms, and availability. The property is being sold with an owner financing approach. Buyer is purchasing control of the holding trust that the property will be until the seller's loan is satisfied/paid off. Buyer enjoys all the benefits of home ownership, same as the title holder. Listing agent is available to explain numbers, structure, and protections Proof of funds is mandatory for the down payment + closing costs

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-06-07T20:44:29.417.
www.sarasotagulfcoastrealtors.com/homes/177033005
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5820 Arboretum Street St Cloud, FL 34771

  • Price: $515,000
  • Status: Active
  • On Site: 7 Days
  • Updated: 70 min ago
  • MLS #: O6412182
5
Beds
3
Baths
0
½ Baths
0.14
Acres
2,601
SQFT
$198
$/SQFT
2024
Built
Neighborhood:
Prairie Oaks
County:
Osceola
Area:
St Cloud (Magnolia Square)
Property Description
OWNER FINANCING AVAILABLE!!!!!! ---- One or more photo(s) has been virtually staged. Welcome to 5820 Arboretum St in St. Cloud, FL, featuring the desirable Hayden floor plan, a spacious all-concrete-block single-family home designed with comfort, functionality, and modern living in mind. This beautiful home offers 5 bedrooms and 3 bathrooms with an open-concept layout that maximizes living space. The kitchen overlooks the dining area and great room, creating an ideal setting for entertaining, and features a large island with bar seating, stone countertops, stainless steel appliances, and ample cabinet space. Sliding glass doors and generous windows bring in natural light and provide access to the covered lanai, perfect for enjoying Florida indoor-outdoor living. The first floor includes a flexible bonus room that can be used as a home office, den, playroom, or additional living area, along with a guest bedroom and full bathroom. Upstairs, the spacious primary suite offers a private en-suite bathroom and walk-in closet, while three additional bedrooms surround a versatile loft area, full bathroom, and conveniently located laundry room. The Hayden floor plan also includes smart home technology, allowing you to control key home features from your smart device whether you are home or away. Located in a growing St. Cloud community near Narcoossee Road, Lake Nona, Orlando International Airport, major highways, shopping, dining, and Central Florida attractions, this home offers excellent convenience and lifestyle value. Seller is offering Owner Financing, creating a unique opportunity for buyers seeking flexible financing options. Buyer and buyer’s agent should verify all information, including room sizes, square footage, HOA dues, taxes, zoning, school assignments, community information, financing terms, and availability. The property is being sold with an owner financing approach. Buyer is purchasing control of the holding trust that the property will be until the seller's loan is satisfied/paid off. Buyer enjoys all the benefits of home ownership, same as the title holder. Listing agent is available to explain numbers, structure, and protections Proof of funds is mandatory for the down payment + closing costs
Exterior Features

Attached Garage Yn Yes Carport Yn No Construction Materials BlockStucco Covered Spaces 2 Direction Faces North Exterior Features None Foundation Details Slab Garage Dimensions 20x20 Pool Private Yn No Road Surface Type Paved Roof Shingle Water Access Yn No Water Extras Yn No Water View Yn No Waterfront Yn No

Interior Features

Appliances Built-In OvenCooktopDishwasherDryerElectric Water HeaterExhaust FanKitchen Reverse Osmosis SystemMicrowaveRange HoodRefrigeratorWasherWater Filtration System Building Area Total 3118 Cooling Central Air Cooling YN Yes Fireplace Yn No Flooring CarpetTile Furnished Unfurnished Heating Central Heating YN Yes Interior Features Built-in FeaturesEating Space In KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimaryBedroom UpstairsSolid Surface CountersStone CountersThermostatWalk-In Closet(s) Laundry Features Laundry Room Levels Two Rooms Kitchen Bedroom 5 (Built-in Closet) Bedroom 4 (Built-in Closet) Bedroom 3 (Built-in Closet) Loft Primary Bedroom (Walk-In Closet(s)) Living Room Den Dining Room Bedroom 2 (Built-in Closet) Sewer Public Sewer Stories Total 2 Water Source Public

Property Features

Additional Lease Restrictions Buyer and/or Buyer's agent responsible to review with HOA directly Additional Parcels YN No Association Approval Required Yn No Association Fee 180 Association Fee Frequency Monthly Association Fee Monthly Amount 180 Association Fee Requirement Required Association Yn Yes Builder Name D.R. Horton Cdd Yn No Down Payment Resource Yes Flood Zone Code A Garage Yn Yes Homestead Yn Yes Lease Considered YN Yes Lease Restrictions YN Yes Listing Terms Owner May Carry Minimum Lease 7 Months New Construction Yn No Occupant Type Owner Ownership Fee Simple Pet Restrictions Buyer and/or Buyer's agent responsible to review with HOA directly Pets Allowed Breed RestrictionsCats OKDogs OKYes Property Sub Type Single Family Residence Realtor Info As-IsOwner Will Consider financing Senior Community Yn No Special Listing Conditions None Tax Annual Amount 6264.78 Total Annual Fees 2160 Total Monthly Fees 180 Utilities Electricity AvailablePhone AvailableSewer ConnectedSolarStreet LightsUnderground UtilitiesWater Available Yrs Of Owner Prior To Leasing Re No Zoning RES


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of LA ROSA REALTY LLC: 321-939-3748.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-06-07T20:44:29.417.
 
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